Driving peace of mind: Credit Agricole Auto Finance brings Opteven partnership to the UK market

CA Auto Finance has announced a new UK partnership with Opteven, a pan-European provider of vehicle warranty and insurance products.CA Auto Finance is the UK subsidiary of CA Auto Bank, a pan-European provider of vehicle finance, leasing, and mobility solutions. Opteven has developed a range of mechanical breadkdown warranties for used vehicles and a suite of insurance products designed to ensure vehicles are maintained in good condition and hold their value longer as the vehicle ages.

The announcement builds on an already established partnership between the two brands in key European markets like France and Italy. CA Auto Finance’s customers in the UK will soon have access to the mechanical breakdown warranties and value-added insurance products via the company’s extensive dealer network.

UK drivers financing their vehicles with CA Auto Finance can access the newly introduced Total Care Warranty that provides tailored coverage terms based on a vehicle’s specific eligibility. The unique product is designed to meet a diverse range of vehicles and uses. By giving the option of higher than standard claim limits customers can elect to be covered for the more expensive repairs associated with newer vehicles. In another change from the market norm, Opteven and CA Auto Finance have removed restrictions on vehicle age or mileage after the purchase, providing comprehensive and continuous protection throughout the ownership period.

ONS data shows that from September 2024 to September 2025, the cost of maintaining motor vehicles in the UK rose by 7.9%, reflecting the impact of inflation, supply chain pressures, and increased labour costs.

By combining resources and industry expertise, the two companies have developed easy to understand warranty and insurance products specifically for drivers who have financed their vehicles with CA Auto Finance.

The agreement is part of a broader strategic partnership between the parent company Crédit Agricole Personal Finance & Mobility and Opteven. The two companies created a 50/50 joint venture, called Crédit Agricole Mobility Care Services, specializing in automobile warranty and maintenance contracts.

Ludovic Troyes, Opteven UK CEO commented: “At Opteven, we have a strong presence across Europe, where we’ve built a reputation for helping drivers protect their vehicles and drive with confidence. We are excited to be able to bring our products to CA Auto Finance customers in the UK, building on our strong partnership in Europe. Together we ensure drivers have the tailored protection they need to keep moving forward when unforeseen challenges arise.”

 

Christian Gorton, Marketing Director at CA Auto Finance, said: “We understand that vehicle ownership can come with unexpected costs, and we’re always looking to make this experience as stress-free as possible for our customers. Our partnership with Opteven is a powerful business lever, allowing us to provide UK drivers with a range of products that ensures if trouble does strike, paying for damage is a more straightforward process. Together with Opteven UK, we are proud to deliver confidence, peace of mind, and more value to our customers. This reassurance is increasingly vital, especially for those navigating the transition to electric mobility, at a time when they need it most.”