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Value Added Products

Value Added Insurance Products

Accidents happen but there are products available that can help take some of the worry and stress away when unexpected damage occurs.

Designed to provide an additional layer of protection from unforeseen events such as theft and total loss, wheel and tyre damage, and minor bumps and scratches, the Safe & Sound family of products can be added to vehicles at time of purchase and sold through different routes to market which have the applicable accreditation. Helping to get customers back on the road, whilst protecting one of their biggest assets.

Talk to us about Combined RTI & GAP Insurance, SMART Repair Insurance, SMART Tyre & Alloy Insurance and MOT Insurance.

Combined RTI & Gap Insurance

We’ve reinvented GAP insurance to create a more rounded product. Don’t miss out: find out more.

If you’re paying for your vehicle on finance, you’ll want to protect your investment. That’s where Guaranteed Asset Protection (GAP) Insurance comes in. Our product is a Return to Invoice (RTI) and GAP policy in one for optimum security.

Packed full of features, our Combined RTI and GAP insurance, covers your insurance excess and helps you pay for a temporary replacement vehicle to keep you mobile. It covers your vehicle against total loss from theft anywhere in the UK or EU.

SMART Repair Insurance

What’s really SMART about this insurance product is that a specialist mobile technician comes out to you.  It’s a convenient, stress-free way to keep your vehicle gleaming.

SMART Repair Insurance is a quick way to restore your vehicle to showroom condition. Our SMART repair technicians travel to you to treat minor cosmetic damage such as scratches, scuffs and very small dents.

They will make the abrasion go away, leaving your paintwork in top condition. Your pride and joy will gleam again so that it retains more of its value as it ages. If you’ve paid on finance, this insurance product helps you retain your vehicles good looks and appeal without disrupting your finances or your diary. Book in the repair and in minutes, your worries will go away, along with superficial marks on your vehicle’s bodywork.

SMART Tyre & Alloy Insurance

Instead of paying the price for minor abrasions twice: once in the repair costs, and again in a loss of value to your vehicle, this product helps you keep your wheels looking like new.

 

When alloy wheels get scuffed or scratched it can taint the look of your vehicle. Instead of paying the price for minor abrasions in a loss of value to your vehicle, you can get your alloys and tyres refurbished so they gleam again.

SMART Tyre & Alloy Insurance covers you for up to 10 alloys and 5 tyres during the term of your policy. Rather than paying a big price for a small bump, leaning on your Tyre & Alloy Insurance policy will help your vehicle stay in great condition, without the need to replace parts, causing more scrap metal. Our specialist SMART technicians travel to you and effect repairs on the spot. It couldn’t be simpler. Just the service you want to help your vehicle keep its value and its looks.

MOT Insurance

MOT Insurance covers you against unexpected bills when your vehicle is due for its annual MOT. Make the cost of ownership more predictable. Find out more.

Whether you pay up front or by instalment, budgeting for MOT insurance is a way to make your spending more predictable, shielding you from the potential expense of repairing or replacing parts in order to keep your vehicle legal and roadworthy with a pass at its MOT test.

Ideal for newer cars, MOT Insurance can be forward dated to commence after the vehicle’s third year and ready for its first MOT. MOT insurance is available on commercial vehicles as well as cars and motorbikes used for personal use. If your business relies on you being mobile, covering your van or truck can be a smart move, ensuring that you can carry out your work in a vehicle fit for purpose.

Insurance products from Opteven, helping owners maintain their vehicles in optimum condition.