Value Added Products
Value Added Insurance Products
Accidents happen but there are products available that can help take some of the worry and stress away when unexpected damage occurs.
Designed to provide an additional layer of protection from unforeseen events such as theft and total loss, wheel and tyre damage, and minor bumps and scratches, the Safe & Sound family of products can be added to vehicles at time of purchase and sold through different routes to market which have the applicable accreditation. Helping to get customers back on the road, whilst protecting one of their biggest assets.
Talk to us about Combined RTI & GAP Insurance, SMART Repair Insurance, Tyre & Alloy Insurance and MOT Insurance. If you are a vehicle dealer in the UK and you’re FCA registered, offering these insurance products can open up new revenue streams and support your customers make motoring more manageable.
Combined RTI & Gap Insurance
We’ve reinvented GAP insurance to create a more rounded product. Don’t miss out: find out more below.
If you’re paying for your vehicle on finance, you’ll want to protect your investment. That’s where Guaranteed Asset Protection (GAP) Insurance comes in. Our product is a Return to Invoice (RTI) and GAP policy in one for optimum security.
Packed full of features, our Combined RTI and GAP insurance, covers your insurance excess and helps you pay for a temporary replacement vehicle for up to 30 days to keep you mobile. It covers your vehicle against total loss from theft anywhere in the UK or EU. IT also covers you in the event of a road traffic accident in which your vehicle becomes a write off.
Key features:
- Total Loss Excess: up to £500 excess covered – we’ll pay you so you can pay your insurance excess
- Non-Total Loss Excess – up to £300 excess covered per annum- we’ll pay you up to £300 per claim
- Multiple Claims – we’ll pay to cover your insurance excess for several non-total loss claims up to a total of £1000 over the course of a 48 month policy.
Your car insurance will cover the big amounts, we cover your excess. If you have to claim on your car insurance, it’s likely to be as a result of an accident. That’s stressful enough, without the added discomfort of paying the excess. If you want more predictability in your monthly budget, with fewer big spikes in your spending, this policy can help. It’s another way that we make the cost of motoring more manageable.
SMART Repair Insurance
What’s really smart about this insurance product is that a specialist mobile technician comes out to you. It’s a convenient, stress-free way to keep your vehicle gleaming.
SMART Repair Insurance is a quick way to restore your vehicle to showroom condition. Our SMART repair technicians travel to you to treat minor cosmetic damage such as scratches, scuffs and very small dents.
They will make the abrasion go away, leaving your paintwork in top condition. Your pride and joy will gleam again so that it retains more of its value as it ages. If you’ve paid on finance, this insurance product helps you retain your vehicles good looks and appeal without disrupting your finances or your diary. Book in the repair and in minutes, your worries will go away, along with superficial marks on your vehicle’s bodywork.
Tyre & Alloy Insurance
Instead of paying the price for minor abrasions twice: once in the repair costs, and again in a loss of value to your vehicle, this product helps you keep your wheels looking like new.
When alloy wheels get scuffed or scratched it can taint the look of your vehicle. Instead of paying the price for minor abrasions in a loss of value to your vehicle, you can get your alloys and tyres refurbished so they gleam again.
Our Tyre & Alloy Insurance covers you for up to 10 alloys and 5 tyres during the term of your policy. Rather than paying a big price for a small bump, leaning on your Tyre & Alloy Insurance policy will help your vehicle stay in great condition, without the need to replace parts, causing more scrap metal. Our specialist technicians travel to you and effect repairs on the spot. It couldn’t be simpler. Just the service you want to help your vehicle keep its value and its looks.
MOT Insurance
MOT Insurance covers you against unexpected bills when your vehicle is due for its annual MOT. Make the cost of ownership more predictable. Find out more below.
Whether you pay up front or by instalment, budgeting for MOT insurance is a way to make your spending more predictable, shielding you from the potential expense of repairing or replacing parts in order to keep your vehicle legal and roadworthy with a pass at its MOT test.
Ideal for newer cars, MOT Insurance can be forward dated to commence after the vehicle’s third year and ready for its first MOT. Perhaps even more applicable for older vehicles, where the likelihood of more expensive components failing is higher, MOT Insurance insulates you against the cost of a heavy bill to make sure your vehicle stays legal and roadworthy by passing its annual MOT test.
MOT insurance is available on commercial vehicles as well as cars and motorbikes used for personal use. If your business relies on you being mobile, covering your van or truck can be a smart move, ensuring that you can carry out your work in a vehicle fit for purpose.
Key features:
- Suitable for cars used for leisure and pleasure only
- Suitable for commercial vehicles such as vans or trucks
- Pay up front or by instalments, spreading the cost evenly.
Insurance products from Opteven, helping owners maintain their vehicles in optimum condition.